This website has agreed to notify you of:

1. Any personally identifiable information of yours or third party personal identification that is collected from you through the Web site.

2. The organization collecting the information. In this case, the organization will always be Residential Mortgage Corporation -- unless otherwise clearly specified/. By visiting this Web site you agree to be bound by the terms and conditions of this Privacy Statement. If you do not agree please do not use or access this site or our services. If you feel that this company is not abiding by its posted privacy policy, you should first contact the Customer Service Department of Residential Mortgage Corporation by email at admin@resmortgage.com.

Information Collection and Use

Residential Mortgage Corporation is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Residential Mortgage Corporation collects information from our users at several different points on our Web site. We use your information to facilitate the services we provide you in the sale and distribution of products and services that you request. We use information in the file we maintain about you, and other information we obtain from your current and past activities on the site, to troubleshoot problems and enforce our Terms & Conditions of Use. At times, we may look across multiple users to identify problems. You agree that we may use personally identifiable information about you to improve our marketing and promotional efforts, to analyze site usage, improve our content and product offerings, and customize our site's content, layout, and services. These uses improve our site and better tailor it to meet your needs.

Cookies

A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site as well as having the ability to take advantage of all of the features of our site. Most cookies are "session cookies," meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our site and you may be required to reenter your password more frequently during a session. The "help" portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.

Log Files

We also collect Non-personally Identifiable Information though our Internet log files, which record data such as IP addresses, browser types, domain names, and other anonymous statistical data involving the use of the Web site. This information may be used to analyze trends, to administer the Web site, to monitor the Web site's use, and to gather general demographic information. We may link this information to Personally Identifiable Information for these and other purpose such as personalizing your experience on the Web site and evaluating our Internet systems.
 
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As we develop our business, we might sell or buy business operations or assets. In such transactions, customer information generally is one of the transferred business assets. Also, in the event that Residential Mortgage Corporation or substantially all of its assets or shares is acquired, customer information will of course be one of the transferred assets. We may release account and other personal information when we believe release is appropriate to comply with the law; enforce or apply our Conditions of Use; or protect the rights, property, or safety of Residential Mortgage Corporation, our users, or others.

We do share such information on a need to know basis with shippers and credit companies when applicable. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Other than as set out above, you will receive notice when information about you might go to third parties, and you will have an opportunity to choose not to share the information.

Residential Mortgage Corporation gives you access to user information regarding you for the limited purpose of viewing and, in certain cases, updating that information. When you update information, we may keep a copy of the prior version for our records. As discussed above, you can always choose not to provide information, even though it might be needed to make a purchase or to take advantage of such Residential Mortgage Corporation features.

Links

This Web site may contain links to other sites. Please be aware that Residential Mortgage Corporation is not responsible for the privacy practices of such other sites.
We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

E-mail List

A user may to subscribe our e-mail list. We collect the contact information such as name and e-mail address which we receive at the time of registration.

Surveys & Contests

From time-to-time our site may request information from users via voluntary surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information. Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Security

This Web site takes every precaution to protect our users' information. When users submit sensitive information via the Web site, your information is protected both online and off-line. When our registration/order form asks users to enter sensitive information, that information is encrypted and is protected with the best encryption software in the industry - SSL.

While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when you are just 'surfing'. While we use SSL encryption to protect most sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices.

Only employees who need the information to perform a specific job (for example, our billing clerk or a Customer Service representative) are granted access to personally identifiable information. Our employees must use password-protected access to the company's local area network. Furthermore, ALL employees are kept up-to-date on our security and privacy practices.

Any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our user's information is protected. Finally, the servers that we store personally identifiable information on are kept in a secure environment. We of course, transmit the entire credit card number to the appropriate credit card company during order processing.

It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer. If you have any questions about the security at our Web site, you can send an email to admin@resmortgage.com.

Special Offers

We may send new users and their authorized members a welcoming email to verify passwords and usernames. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we provide the option to not receive these types of communications. Please see our choice and opt-out below.

Site and Service Updates

We also provide the user site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service and update to the site. We communicate with the user to provide requested services and in regards to issues relating to their account via email, phone, or on the Web site, at our option. Correction/Updating Personal Information If a user's personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user's personal data provided to us. This can be done by email to admin@resmortgage.com.

Choice/Opt-out

Our users are given the facility to 'opt-out' of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our order form has an 'opt-out' option so users who buy a product from us, but don't want any marketing material, can keep their email address off of our lists. Users who no longer wish to receive our newsletter or promotional materials from our partners may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or email us at rvice@Residential Mortgage Corporation.com. Unless users of our site request by e-mail at admin@resmortgage.com that they receive prior notice before their information is being collected by any outside parties, no such notice will be provided. We provide this option for those users who desire to make an informed choice as to whether they should proceed with services that require an outside party, or not.

Notification of Changes

If we decide to change our privacy statement, we will post those changes on our Web site so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy statement under which the information was collected.

TERMS OF USE

Last Updated: July 31, 2009

Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification. Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are the property of Residential Mortgage Corporation All trademarks used or referred to in this website are the property of their respective owners. Nothing contained in this site shall be construed as conferring by implication, estoppels, or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of Residential Mortgage Corporation or any third party.

This site and the content provided in this site, including, but not limited to, graphic images, audio, video, html code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Residential Mortgage Corporation, except that you may download, display, and print one copy of the materials on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices, at you receive the consent in writing from Residential Mortgage Corporation to use any of the materials for commercial us.

This site and its contents are provided "as is" and Residential Mortgage Corporation makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site. Residential Mortgage Corporation expressly disclaims all express and implied warranties including, but not limited to, tthe implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In no event will Residential Mortgage Corporation be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this site, any content on or accessed through this site or any site service linked to, or any copying, displaying, or use thereof. Residential Mortgage Corporation maintains this site in the united state and you agree that these terms of use and any legal action or proceeding relating to this site shall be governed by the laws of united state.

If you attempt to bring any legal proceedings against Residential Mortgage Corporation you specifically acknowledge that Residential Mortgage Corporation is free to choose the jurisdiction of our preference as to where such action against us may be held. As you have agreed by using this site to choose the laws of the State of Alabama to govern any such proceedings, we will probably choose to defend any such action in Alabama and we can make this decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this site. You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we do not allow to submit information that we consider confidential (bank accounts, credit card numbers and any other confidential data). Residential Mortgage Corporation does not accept unauthorized idea submissions outside of established business relationships.

To protect the interests of our current clients and ourselves, we must treat the issue of such submissions with great care. Importantly, without a clear business relationship, Residential Mortgage Corporation cannot and does not treat any such submissions in confidence. Accordingly, please do not communicate unauthorized idea submissions to Residential Mortgage Corporation through this website. Any ideas disclosed to Residential Mortgage Corporation outside a pre-existing and documented confidential business relationship are not confidential and Residential Mortgage Corporation may therefore develop, use and freely disclose or publish similar ideas without compensating you or accounting to you. Residential Mortgage Corporation logo and trademarks should never be removed, hidden, manipulate from any form that is generated by the system. Residential Mortgage Corporation Scripts and codes should never be altered and must be used as is. you will not use the Site for any purpose that is illegal, pornographic, infringing, obscene, abusive, phishing, or in any offensive manner, including but not limited to violating the security of any computer network. Customer is legally responsible for any claims resulting from Customer's access to the Site, and its use of the Site in connection with the Services, and it indemnifies and will hold Company harmless from and against any and all claims arising therefrom.

Residential Mortgage Corporation is not and will not be responsible for any loss of data or information caused by using this web site. Neither Residential Mortgage Corporation or any of its directors, officers, employees, partners, licensors, or agents shall be liable for any damages, whether direct, indirect, consequential, or incidental, arising out of the use of, or the inability to use, any form or forms. If you are unsure of your rights under this agreement, or still have questions, please contact support. In the event that you breach any of the terms of this agreement, Residential Mortgage Corporation shall have the right to terminate your account without further notice. such termination shall be in addition to Residential Mortgage Corporation's other rights at law and/or equity. Residential Mortgage Corporation will make every reasonable effort to return or destroy any unauthorized idea submissions without detailed review of them. However, if a review is necessary in Residential Mortgage Corporation's sole discretion, it will be with the understanding that Residential Mortgage Corporation assumes no obligation to protect the confidentiality of your idea or compensate you for its disclosure or use. By submitting an idea or other detailed submission to Residential Mortgage Corporation through this website, you agree to be bound by the terms of this stated policy. We also reserve the right to change the terms of this agreement at any time, but agree to put the last date we updated it at the top of the page. So check back regularly to monitor when it changes if you're one of those people that likes to monitor legal documents for changes. If you encounter any form abuse from one of our users - be sure to let us know.
 

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